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If Medicare policies and choices seem complex and confusing you are not alone. I am a licensed insurance professional specializing in Medicare insurance products. I receive special training during each two year licensing period to be certified to talk to you about Medicare-related insurance plans.

In addition, in order for me to offer Medicare Advantage plans or Part D plans, I  must pass each carrier’s annual certification exams in order to be approved to represent that carrier’s products the following year. I certify for numerous carriers that offer these products each year.

My job is to help you make sense of your options, and then to keep you informed about Medicare changes and/or plan changes from year to year.

Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD).

There are different parts to Medicare::

  • Medicare Part A (Hospital Insurance)
  • Medicare Part B (Medical Insurance) 
  • Medicare Part C (Medicare Advantage Plans)Medicare Part D (prescription drug coverage)
  • Medicare Supplement Plans ( A to F)

Please contact me to learn more about the When, What, How and Why of Medicare!